PLANNING FOR RETIREMENT
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
SJP APPROVED 00/00/2025
Alma Vale Wealth Management Limited is registered in England and Wales, Number 08698932. Registered Office: 11 Alma Vale Road, Bristol, BS8 2HL.
LIVE CHAT WITH ONE OF OUR ADVISERS NOW
Download your FREE Guide to Planning for Retirement. It explores:
- Your existing company pension
- Taxation and advice
- The different ways to access your pension savings
KEY BENEFITS OF PROFESSIONAL PENSION ADVICE
- Help To Maximise Your Contributions: Learn how to get the most out of your pension with tax-efficient strategies tailored to your income.
- Access Your Pension With Confidence: Understand your retirement options and how to draw down your pension in a way that suits your lifestyle.
- Retire Early: Want to stop working sooner? We’ll help you create a plan aiming to make early retirement possible without compromising your long-term financial security.
- Navigate the Complex Rules: Pension legislation changes all the time. We’ll help you stay ahead, so you can make informed decisions.
Planning for retirement can be overwhelming, but it doesn't have to be. Whether you're approaching retirement age, managing multiple pensions, or simply wondering how to make the most of your contributions, our expert pension advisers are here to help.
Our FREE Guide will provide you with the key steps you need to take now to help achieve a comfortable and financially secure retirement. Plus, with personalised advice from a professional, you can rest easy knowing your future is in good hands.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Managing your pension and planning for retirement isn’t as simple as just setting aside money. You need a strategy that fits your personal circumstances, and that's where our expert financial advisers come in. With years of experience, we can help you:
- Create a tax-efficient pension strategy that makes the most of your contributions.
- Avoid costly mistakes like exceeding the lifetime allowance, which can lead to unnecessary taxes.
- Tailor your pension plan, aiming for you to retire when you want, how you want, without financial stress.
With personalised, one-on-one advice, you can feel confident that your pension is working as hard as possible for you.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
WHY USE A FINANCIAL ADVISER
BOOK A CONSULTATION
Not sure where to start? Book a no-obligation consultation with one of our advisers today. We’ll assess your current pension plan and show you exactly how we can help.
What You’ll Get From Your Consultation:
- A full review of your pension and retirement goals
- Personalised advice tailored to your financial situation
- Clear next steps to help maximise your pension savings
- No obligation, just expert guidance!
WHERE CAN WE SEND YOUR GUIDE?
Your Partner Practice together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us on this form and any further information which you subsequently provide to us. For further information on our uses of your personal data, please see the Partner Practice's Privacy Policy which can be accessed on their website and St. James's Place Wealth Management plc's Privacy Policy which can be accessed at www.sjp.co.uk/site-services/privacy
